Gold Membership

Short Loans starting at 10.25%

Apply for quick Short Term Personal Loans at low interest rates and get instant approval.

Gold Membership is specially designed for the borrowers who needs small amount of money and that for shorter period of time. This will help you to have a direct access to the lender which are available for you and you can access them over your phone and can take the loan in no time.

Rs. 1999 499 (75% Off)

Why Gold Membership Card?

LoanAstra provides a platform to the customers to get connected with the top lenders in market to borrow money for different personal needs. We are a platform where we urge customers to provide full accurate personal, professional details so we can shar the same with our lender partners to avoid the to-and-fro process and to minimize the documentation part and suggest to have a handy list of required documents. The main benefit of LoanAstra’s Gold Membership Card is to save your time, energy and efforts and most importantly to have required money in quick time frame. You can check your Credit Score here and can present it to the NBFC banks as the Credit Score which you will analyze with us is completely acceptable by the loan providers as we show the same credit score which is available at CIBIL or Equifax websites.

Quality Lenders

We work with Top-Rates Lenders who work without long documentations and share Loan approvals in quick succession.

Flexible Loan Amounts

Loans starting from Rs.5,000 to Rs.50,000 with a click away.

Completely Digital

No paper-work. No long-forms. No long-ques. Simply fill up your details online, share your profile and requirements and easy cash.

Priority Dealing

Priority dealing of all LoanAstra customers to fulfill immediate loan requirements.

Competitive Interest Rates

Our lending partners are committed to provide the best available and lowest Interest rates in the market and you have a full freedom to choose anyone out of them.

Advanced Technology & High Approval Rate

We are easily accessible platform with smooth API integration for swift document transfers and industry highest approval rates.

Eligibility Criteria for Short Term Personal Loan

  • Residency

    Must be an Indian resident.

  • Age

    Must be at least 21 years and a maximum of 55 years of age.

  • Occupation

    Individual with a valid status of at least one year job in hand with a minimum salary of Rs.15,000 for customers living in Non-Metros cities and customers with Rs.18,000 living in Metro-Cities.

  • CIBIL Score

    Need to have a healthy Credit Score of above 700 points.

Documentations Required (Salaried & Self-Employed)

  • Age Proof- Aadhaar / Driving License / Passport / Voter ID
  • Identity Proof - PAN Card
  • Address Proof - Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID -
  • Salary Proof - Last 3 months salary-slips on company letter heads
  • Bank Proof - Last 3 months bank statements where your salary is being credited
  • Income Proof for Salaried- Form 16 or Income Tax Returns of last 3 years
  • Business Income Proof - Last 3 years Income Tax Returns with computation of Income
  • Business Tax Proof- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

LoanAstra Referral Partner Program

We are continuously looking for potential partners who can help to grow our network so we can help more and more customer to full fill their financial needs. Our referral program is designed to help our digital partners to grow along with us and to make it successful we have a lucrative referral bonus scheme as well where our affiliate partners can earn up to 80% of the membership prices.

Short Loan F.A.Q

Short Loan which is also known as Salary loan is a part of Personal loan which is there in the market from NBFC Banks to fulfill short term money needs of customers. The disbursed amount is usually limited to Rs.50,000 in this category with a less documentation requirements and quick approvals.

Short Personal loans are very easy to apply and there are multiple lenders available in market which accept online application via their web portals as well as through their mobile applications.

You can use the Short Loan for all your different kind of needs like –
  • • Full fill Immediate shopping needs.
  • • To solve the house rent problems.
  • • To solve the personal gifting problems.
  • • To solve the personal training immediate needs.

The salary ranges are actually differed from lender to lender but the minimum salary range for this category of loans is Rs.10,000 per month.

Yes, it is always good to have a healthy credit score for fast and easy approvals. Few lenders ask for a Credit score of above 750. You can check your updated Credit Score at LoanAstra with ease.

Although, it again warries lending party to party but usually a consumer can have a maximum of Rs.50,000 short loans in this module.

Short loans approval is one of the fastest and quickest service available in market. You can check the quotes within 5 minutes with LoanAstra and once you are done with your comparison then it only takes 2 hours for the final approval meeting all client requirements.

No, this category of loan is not asking for any collateral from customers.

Drop us a line at doubts@loanastra.com and we will get back to you at the earliest.

Why should you apply for Short Loans with LoanAstra?

When it comes to banking system, one should be very proactive and cautious and while selecting loans it is very vital to know the processes, documentations, dos and don’ts and that is where LoanAstra comes in picture to help all the customers to make the personal loan journey is easy, comfortable and hassle-free. Why you can bang on us: -

Lender Selection

We work with Top lenders in the market who are rated A+ by fellow customers.

Success Rate

Approval rate is something which does matter for us and our customers.

Paper Work

We hate long documentation and long waiting with so many to-and-fro communications.

Charges

We aim for the lowest documentation & loan processing charges to give maximum

Digital India

We support digital India where we follow one time registration and job done.