Diamond Membership

Personal Loans starting at 10.25%

Apply for quick Short Term Personal Loans at low interest rates and get instant approval.

What is a Personal Loan?

Personal loans are considered as one of the easiest ways to borrow money from the lenders where a lender is not much bothered about a borrower’s warranty or guarantee to give loans. Due to this the Personal Loans comes up with a smaller tenure of starting from a Year to a range of 5 years approximately. People usually calls it an unsecured loan as well due to all these features and the eligibility criteria for Personal loan from lenders are also east and quick, so a consumer can get the loan quickly and in short span of time with minimum documentations. Due to all these the Interest rates and EMI amounts are usually higher as compare to other secured loan like a home loan or car loan. A personal loan can be used to meet any expense, such as emergency expenses, higher education, travel, wedding, etc

Diamond Membership is a tailormade solution for all the borrowers who require extra money to meet their daily routine needs. Diamond members can reach to the top lenders working with us directly avoiding the long waiting to discuss the best rates, quickly approvals and easy disbursals.

Rs. 3999 999 (75% Off)

Utilization of Personal Loans?

A person can utilize the personal loan in many ways like –

High Expanses

To meet and manage the high expanses in daily life routine.

Medical Emergency

Can use in any medical emergency usage.

Education Bills

Can be used to pay fee of any college or for higher educations.

Jewellery & Household

To buy jewellery and other usable households at home or for personal use.

Holidays & Vacations

To pay the expanses of holidays and travel.

Wedding & Enjoyments

To pay the expanses of weddings and parties.

Home Décor & Renovations

Take personal loan for your home renovations.

Vehicles

To buy used cars to fulfill your vehicle dreams.

How Personal Loan process works at LoanAstra?

Why Diamond Membership Card

LoanAstra provides a platform to the customers to get connected with the top lenders in market to borrow money for different personal needs. We are a platform where we urge customers to provide full accurate personal, professional details so we can share the same with our lender partners to avoid the to-and-fro process and to minimize the documentation part and suggest to have a handy list of required documents. The main benefit of LoanAstra’s Diamond Membership Card is to save your time, energy and efforts and most importantly to have required money in quick time frame. You can check your Credit Score here and can present it to the NBFC banks as the Credit Score which you will analyze with us is completely acceptable by the loan providers as we show the same credit score which is available at CIBIL or Equifax websites.

Quality Lenders

Only Top-Rated Lenders with minimum documentations, shorter duration of approvals and quick disbursals.

Flexible Loan Amounts

Loans starting from Rs.5,000 to Rs.50,00,000 with a click away.

Completely Digital

No paper-work. No long-forms. No long-ques. Simply fill up your details online, share your profile and requirements and easy cash.

Priority Dealing

Priority dealing of all LoanAstra customers to fulfill immediate loan requirements.

Competitive Interest Rates

Our lending partners are committed to provide the best available and lowest Interest rates in the market and you have a full freedom to choose anyone out of them.

Advanced Technology & High Approval Rate

We are easily accessible platform with smooth API integration for swift document transfers and industry highest approval rates.

Eligibility Criteria for Short Term Personal Loan

  • Residency

    Must be an Indian resident.

  • Age

    Must be at least 21 years and a maximum of 55 years of age.

  • Occupation

    Individual with a valid status of at least one year job in hand with a minimum salary of Rs.15,000 for customers living in Non-Metros cities and customers with Rs.18,000 living in Metro-Cities.

  • CIBIL Score

    Need to have a healthy Credit Score of more than 700 points.

Documentations Required (Salaried & Self-Employed)

  • Age Proof- Aadhaar / Driving License / Passport / Voter ID
  • Identity Proof - PAN Card
  • Address Proof - Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID -
  • Salary Proof - Last 3 months salary-slips on company letter heads
  • Bank Proof - Last 3 months bank statements where your salary is being credited
  • Income Proof for Salaried- Form 16 or Income Tax Returns of last 3 years
  • Business Income Proof - Last 3 years Income Tax Returns with computation of Income
  • Business Tax Proof- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

LoanAstra Referral Partner Program

We are continuously looking for potential partners who can help to grow our network so we can help more and more customer to full fill their financial needs. Our referral program is designed to help our digital partners to grow along with us and to make it successful we have a lucrative referral bonus scheme as well where our affiliate partners can earn up to 80% of the membership prices.

Personal Loan F.A.Q

Personal loan application and process is very simple and quick as it doesn’t require any collateral from consumer.

What are the mandatory documents required for Personal Loan?
  • 1. Your KYC documents.
  • 2. Employee ID proof.
  • 3. Last three-month salary slips.
  • 4. Last three-month bank statements.

You can use personal loan for multiple instances like –
  • • Wedding expanses.
  • • Foreign travel & holidays expanses.
  • • Home décor needs.
  • • New Furnitures.
  • • Medical & Wedding emergencies.
  • • And many more where you need quick money.

The salary ranges are actually differed from lender to lender but the minimum salary range which banks accept is of Rs.15,000. But at the same time we suggest our customers to check with the particular lender before approval.

Yes, it is always good to have a healthy credit score for fast and easy approvals. Few lenders ask for a Credit score of above 750. You can check your updated Credit Score at LoanAstra with ease.

Although, it again warries lending party to party but usually a consumer can have a maximum of Rs.50 lakh personal loan fulfilling all the lender requirements.

Personal Loan is one of the quickest loan available in market. You can check the quotes within 5 minutes with LoanAstra and once you are done with your comparison then it only takes 24 hours for the final approval meeting all client requirements.

No, this is the beauty of Personal Loan where the lenders are not asking for any collateral from you. Just give them basic documentation and they will issue the loan basis of your eligibility.

Yes, there are different provisions from different lenders and you can pre close your personal loan by paying the pending amounts.

There are three type of categories which can avail personal Loan facility –
Salaried Persons – These are the most common people who require personal loan and easily eligible for this.
Students – If you are a student going for Higher education or to make a big purchase, you can apply for a personal loan.
Retired Personals – If you are retired personal and still in need of extra money, you can take the personal loan.
Self-Employed – If you are in your own business and still in need of extra money, you can take the personal loan.
NOTE – Individual lender eligibility criteria & approval process is different, so do check with them before making a decision.

Pre-approved personal loans are the amount which are already decided by your banks where you have your Saving or Current account and the creditors are already evaluated your profile basis on your financial payment history and your dues payments or no pendency’s. You will not have to go through the initial loan filter application and other basic formalities and you loan process will became shorter and easier.

Drop us a line at doubts@loanastra.com and we will get back to you at the earliest.

Why should you apply for Short Loans with LoanAstra?

When it comes to banking system, one should be very proactive and cautious and while selecting loans it is very vital to know the processes, documentations, dos and don’ts and that is where LoanAstra comes in picture to help all the customers to make the personal loan journey is easy, comfortable and hassle-free. Why you can bang on us: -

Lender Selection

– We work with Top lenders in the market who are rated A+ by fellow customers.

Success Rate

Approval rate is something which does matter for us and our customers, so we choose the highest approval lender.

Paper Work

We hate long documentation and long waiting with so many to-and-fro communications.

Charges

We aim for the lowest documentation & loan processing charges to give maximum benefit to our borrowers.

Digital India

We support digital India where we follow one time registration and job done.